Think of Disability Insurance as “Income Protection.”
Disability Insurance can be very confusing. Your choices are between Short Term vs Long Term.
Long term is more expensive than short term disability as it provides better protection
Long term disability only kicks in after your benefits and short term.
Short term disability last week, and months as for Long term disability can last for years.
Long Term Insurance (LTD) and Short Term Insurance (STD) protects your income and replaces part of your salary if you’re unable to work, so you can cover your regular bills.
If you can afford Long Term disability this is the one you should be looking to purchase,however, if you can’t afford it getting short term disability can help protect you and your family in case you have an injury or sickness that keeps you out of work.
Please click > HERE < to fill out a form to receive a quote on disability insurance.
If you have specific questions feel free to contact us via email,
or you can call us @ 386.574.3030 or toll free: 800.329.3031