Insurance News

Church of God Insurance
Thursday, February 18th, 2010 8:38:27 PM

If you are of the COG, we have some 'Special Insurance Programs' for your Church. GuideOne will offer you a Complete Church Package at a premium that will be tough to beat. We have a Special Wind Program that has NO MINIMUM PREMIUM. Our Workers Comp Program offers a Drug Free Credit, Safety Credit and a potential Dividend. Our Church Bus rates are some of the 'lowest' in the State! Call one of our three offices for a FREE Proposal.

Church Workers Comp Program
Thursday, February 18th, 2010 8:44:33 PM

MHAIA has a Special Workers Compensation Program ONLY for Churches - of ALL Denominations! Few Insurance Companies offer Churches discounts on Workers Comp. Why? The premiums are very low compared to other Work Classifications. So, they say 'why give away premium'?
In our Program, we give the Drug Free Credit - most Churches will qualify for this credit.
We give the Safe Work Place Credit. We will 'give' you the Safety Manual at NO COST. You will need to hold an annual meeting to review safety issues.
We will give you the potential for a Dividend - something other carriers will not offer.
Base Rates are the same with every Company - so why not apply through our Program and SAVE through these Credits available to your Church?
Call now for details.

Florida Baptist Foundation Endorese Wind Insurance Program
Thursday, February 18th, 2010 8:52:40 PM

Southern Baptist Churches all across Florida are having to buy Wind Coverage through expensive Excess & Surplus Lines Insurance Companies. Many of these Companies have minimum premiums - some as much as $25,000. Then the rates go up from there. Some have Wind Deductibles of 10% on the Building and Contents.
Through a NEW Wind Program offerred by Mel Himes & Associates, Florida Baptist Churches can now obtain affordable Wind Insurance.
There is NO MINIMUM PREMIUM. So, the rates are calculated on the Building and Contents value.
Deductibles available can range from 1% to 10%.
A Monthly payment plan is available for easy payments.
The carrier is an A+15 rated Excess & Surplus Lines carrier.
Call MHAIA today for details on how to obtain a FREE Proposal.

Free Insurance Information

The following informational guides have been gathered to provide you with helpful and important information regarding insurance and how the affect you. You will find a number of articles concerning the safety of 15 passenger vans. The safety issues with 15 passenger vans makes these articles a must read for everyone.

*Adobe Acrobat Reader Required.

Commercial insurance related articles:

AACS Legal Report - The New hire Reporting Requirement

Associated Industries Insurance Company, Inc - Policyholder letter in regards to change to Workers Compensation Law in Florida

Criteria for being considered an Independent Contractor

Church insurance related articles:

Charitable Giving - Presintation on life insurance.

Guide to Developing a Transportation Policy - Provided by us to help you determine your policy needs.

Large vans becoming too risky for some. by Insure.com

Safeguard Solutions A two-volume primer on risk management created specifically for churches. by GuideOne Center for Risk Management.

Why School Buses Instead of Vans? - An informative 6 page document covering bus and van safety. A must read for churches and other groups using vans.

Guide To Developing Policies & Procedures for Sexual/Physical Abuse Policies.

Churches Alerted to the Risks of Transporting Members
Safety/Security Expert Calls for Planning, Education.
by GuideOne Insurance.

Insurers Begin to Limit Coverage for 15-Passenger Vans.
by Best Week Insurance News and Analysis.

How to use “Confidentiality” by BUILDING CHURCH LEADERS in your regularly scheduled meetings.
by Leadership Resources.

Company adds value by education churches in risk management.
by GuideOne Rough Notes.

Transportation Safety - Keep Your Congregation Members Safe While on the Road.
by Church & Worship Technology

Churches Finding it Hard to Park 15-Passenger Vans Despite Troubles.
by Baptist Standard.

Collins Enters Alliance with Van Insurer to Reduce Van Risk.
by School Transportation News.

Trial Puts Van Safety Concerns Under Spotlight.
by Detroit News.

Commercial Auto Crisis Deepens with Van Cover Cutback.
by Specialty Coverages Insider.

Vans: Churches Need to Think Safety First.
by Clarion-Ledger.

Parental Consent Form - A generic consent form for use by Churches and Organizations.

Overnight Permission Letter - Generic permission letter for overnight Church functions.

Liability Release Form - Release of All Claims form for Church Functions. Could also be adapted for use by other organizations.

Liability Insurance Coverage for Church Officers and Directors - Memo